In the market for a new mortgage loan? We can assist you! Give us a call at (510) 683-9850. Ready to begin? Apply Here.
It's helpful to see a mortgage professional first, even if you haven't decided the kind of house you hope to find. Why? If you do not yet know how much house you need to qualify for, what can we do for you?
We Will Help You Pre-Qualify
We can help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. In the process, we determine your ability to borrow - reviewing your employment, available money for down payment, debts, income, and other circumstances. It's quick and basic; We keep the paperwork to a minimum.
We'll award you a Pre-Qualification Letter if you qualify, which documents that we're confident you will qualify for a certain amount of mortgage dollars.
With your pre-qualification letter, several advantages are yours when you find the home you want to make an offer on. First of all, you have some general numbers in mind, as the total you will qualify for on your mortgage loan.
Even more important to the seller of the house, your pre-qualification status gives them certainty - as if you had arrived at their house with a big box of cash to back up the offer! They will not need to worry that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the capability to back up your offer.
We help with your pre-qualification
We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. In the process, we look at your borrowing potential - reviewing your earning status, available money for down payment, debts, income, and other areas. We will require a minimum amount of paperwork, with a quick process.
You can always use the calculators on this website to calculate the size mortgage you will be able to afford - but it's also essential to meet with us. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have the best mortgage program for your situation. We are waiting to hear from you: call us at (510) 683-9850.
Have questions about pre-qualifying? Call us at (510) 683-9850. It's our job to answer pre-qualification questions, so we're happy to help!